Pricing
Scale with your complexity.
TrueWorth Free is designed for single-user, single-currency tracking — and it's genuinely useful on its own. TrueWorth PRO is engineered for households operating as small institutions: multi-entity, multi-currency, multi-country, family-office grade.
Free Journal
Everything you need to establish a clear financial baseline in your home country and currency.
- 1 household profile · 1 property · 1 primary member
- 2 bank accounts · 2 investments · 2 retirement accounts
- Savings Rate & Liquidity Runway
- Money Trail (in-app view)
- Local JSON backup, restore
- Biometric lock & Privacy Mode
Personal PRO
Best value$4.17/month equivalent — save ~17%
Or $4.99/month, billed monthly.
Or $99.99 $149.99 — pay once, yours forever. Launch offer.
Built for households acting as small institutions — global footprint, strategic insights, family alignment.
- Up to 5 profiles · 20 properties · 100 per category
- All 8 CFO-grade metrics (DSCR, Solvency, FI Ratio, Diversification, Housing)
- Wealth Lens — any member, country, or currency
- Full-screen Money Trail + PDF / PNG export
- Balance Sheet · Income · Cashflow — PDF & Excel export
- Profile sharing (read-only) with partner, advisor, or family
- Daily exchange rate sync · custom categories
Subscribe inside the app · auto-renewable, cancel any time
Prices shown are launch rates in USD and may change over time. For the latest pricing and current offers, check the App Store listing or open the app. Apple manages all billing — including regional pricing, promotional offers, and Family Sharing — so the price shown at checkout is always the one that applies. App Store listing.
Side by side
Full comparison
| Feature | Free | PRO |
|---|---|---|
| Household profiles | 1 | Up to 5 |
| Family members · Countries · Currencies | 1 each (primary only) | 20 · 20 · 20 |
| Bank accounts | 2 | Up to 100 |
| Income & expense entries | Unlimited | Unlimited |
| Investments | 2 | Up to 100 |
| Real estate properties | 1 | Up to 20 |
| Liabilities (standalone) | 2 | Up to 100 |
| Other assets · Retirement | 2 each | Up to 100 each |
| Dashboard metrics | 2 of 8 (Savings Rate, Liquidity Runway) | All 8 |
| Wealth Lens — member / country / currency | Primary only | Full filtering |
| Money Trail Sankey | In-app view | Full-screen + PDF / PNG export |
| Property insights | For 1 property | Portfolio scale (20) |
| Property insights — PDF export | — | Yes |
| Property Money Trail (full-screen + PDF) | — | Yes |
| Financial Statements — in-app | Yes | Yes |
| Financial Statements — PDF & Excel (.xlsx) export | — | Yes |
| Daily exchange rate sync | — | Yes |
| Custom income & expense categories | — | Yes |
| Profile sharing (read-only to partner / family) | — | Yes |
| Clone profile | — | Yes |
| iCloud sync · biometric lock · privacy mode | Yes | Yes |
| JSON backup · export · restore | Yes | Yes |
Subscription FAQ
Common questions
What happens to my data if I downgrade to Free?
Nothing is deleted. Items that exceed free-tier limits (e.g. your third bank account or second property) are archived and hidden from calculations. Resubscribe and everything instantly returns. Linked records — like a mortgage attached to a free property — never count against your free limits.
Is the free tier a trial?
No. The free tier is a permanent, genuinely useful product for single-user, single-currency households. There is no time limit and no forced upgrade.
How is PRO purchased?
PRO is purchased inside the app — either an App Store auto-renewable subscription (monthly or yearly) or a one-time purchase that's yours forever (no subscription). Everything is managed through your Apple ID — there is no TrueWorth account.
Family Sharing?
Yes — PRO is eligible for Family Sharing. You can also share profiles read-only with a partner or advisor directly from the app.
Try it free
Start with the free journal. Scale when you need to.
Not sure yet? Start with a monthly PRO plan as a trial audit of your full portfolio before committing to annual.